Wednesday, December 15, 2010

Housing system design to consider their own cultural traditions

 The debate about housing mainly in two aspects, one price, the second is the housing system. In a few years ago, the debate centers on the issue price in the price is too high, and with room for several consecutive years Sturm und Drang price, now very few people to uphold the first-tier cities are not high prices, and now the debate focused on whether house prices continue to rise on the future. In other words, the housing problem has been getting smaller and smaller differences .
but the housing system, there is wind and water of the potential controversy, the debate focused on how to achieve reduce the increase in low-rent housing and affordable housing; while another suggested that the Government has the responsibility for most people to afford housing, home ownership is a manifestation of human dignity.
The experience from the United States and Europe to encourage young people to rent The policy is no doubt as to the United States, even in the most popular to buy a house before 2005, the homeownership rate is only 69%, more than 30% had no property belonging to their own homes. Nordic countries highly developed economy, However, homeownership rates and the U.S. about the same. but to encourage policy-oriented rent feasible in China is difficult, when some scholars or officials expressed similar views, always led to violence in many languages.
encourage oriented rental policy in China has been embarrassed,Bailey UGG boots, and China's traditional culture has a lot.
Confucian culture is while maintaining the generally required to buy a house of their own, which is the Confucian cultural circle of the special consumption habits nationals. In China Taiwan saying familiar words - you have land, you have wealth, that is, verbal expressions of that culture.
In 2009, a text that .
online forums had an article entitled years ago, born in 1982 married her husband rent in Beijing, and later as ; of marriage really will die in the house on it? A survey shows that 74.2% of people said their side of the Many young men sigh: the house is not a wife will never do mm slightly better in particular his wife.
from the above phenomenon, it seems a very high value of 80 young people after marriage and the family home in the role. But I do not so that, compared to 80 later said, after 60 than their older, more attention after the other 50 houses. relied on the housing should be a cultural phenomenon, housing for the people, in addition to You can also get spiritual satisfaction. In short, living in the house of their own property and live in the property belonging to someone else's house, the feeling is not the same. Therefore, to address the goal of living as low-rent housing system can not be resolved the main form of housing, provide affordable housing system of property rights is consistent with traditional Chinese culture, institutional arrangements for housing.
This is very different from Europe and the United States, Europe and the United States culture is not Only also directly reflected in the difference between Chinese and Western architectural differences. Europe, USA and China is the spiritual home of Emperor's home), end of last century the Asian financial crisis and the widespread financial crisis in Southeast Asian countries have a direct relationship, even if the real estate bubble burst in less than 10 years, real estate behavior in Southeast Asian countries began to flood a few years ago.
from cultural perspective we can also explain some of the United States and Europe is difficult to explain the phenomenon. Since 2000, housing reform since the ratio of house prices and income has been a wide range of domestic and international academic and media circles of concern, according to the experience of Europe and the United States , when the price earnings ratio of more than 6 times, housing prices have been generally considered too high, more than 10 times price earnings ratio is considered a serious housing bubble. in accordance with the standards of some Chinese cities (especially Beijing , Shanghai, Shenzhen and other cities) of the house as early as 2003 years ago has been a serious bubble, the end of 2009 housing prices have been hard to understand, because in Beijing, Shanghai, price earnings ratio has more than 15 times. However, the present study the behavior of home buyers found that many young people money to buy a house is actually a few household savings and income, usually the model is the parents of both men and women scrape together the down payment, his income to pay the mortgage, if not if the parents no longer support. visible in China, to the correct conclusion.
Similarly, for the spirit of reliance on housing prices and rents prone to deviate from the phenomenon, because it contains its own house , while the prime rate mortgage loans are 4.5%, rental income can only pay half the mortgage interest, financially it is very unreasonable. appears this anomaly is expected to rise with housing factors, cultural factors also can not neglected.
This reminds us that the regulation of the housing market more difficult, the situation is more complex, long way to go against real estate speculation. We in the design of the housing system,UGG boots, it should fully consider the background of our culture, can not blindly copy the experience of western countries. In view of the special feelings for housing people, our country must be stressed that fair housing allocation priorities,

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